Disclaimer Policy for The Jan Vikash Kalyan Multipurpose Cooperative Society Ltd

Effective Date: 12 Dec 2024

This Disclaimer Policy ("Policy") applies to The Jan Vikash Kalyan Multipurpose Cooperative Society Ltd (hereinafter referred to as "the Society," "we," "our," or "us") and governs your use of our services, website, and any other materials or resources we provide. By using our website or services, you agree to the terms and conditions outlined in this Policy.

Please read this disclaimer carefully before using our services or accessing our website. If you do not agree with any part of this Policy, please refrain from using our website or services.

1. General Information

The information provided on our website, in our publications, and through our services is for general informational purposes only. The Society strives to ensure that the information is accurate, up-to-date, and reliable, but we make no representations or warranties regarding the completeness, accuracy, or reliability of any content or services offered.

2. No Financial or Legal Advice

While we may provide financial services, assistance, and general information on financial matters, the information provided on our website and through our services should not be considered as financial, legal, or investment advice. The Society does not act as a financial advisor, and any decisions you make based on the information provided are solely at your own risk.

We recommend that you consult with a licensed financial advisor, lawyer, or other professional before making any financial or legal decisions based on the information available through our services.

3. Limitation of Liability

The Society makes every effort to ensure that its website and services are accessible, accurate, and secure. However, the Society does not guarantee that the website will be error-free or free from technical interruptions, bugs, or inaccuracies.

To the fullest extent permitted by law, The Jan Vikash Kalyan Multipurpose Cooperative Society Ltd shall not be liable for any damages (including but not limited to direct, indirect, incidental, consequential, special, or punitive damages) arising out of or related to:

• The use or inability to use our website or services;
• Any errors or omissions in the content, including financial, membership, or other information;
• Any actions or inactions based on information from our services;
• Any third-party links or content, including external websites that may be linked to or from our website.

By using our website and services, you agree to indemnify, defend, and hold harmless the Society, its officers, employees, agents, and affiliates from any claims, damages, or losses arising out of your use of our services or violation of this Policy.

4. External Links

Our website or services may contain links to third-party websites for your convenience or reference. These links are provided for informational purposes only, and the Society does not endorse, control, or take responsibility for the content, products, or services offered by these third-party websites.

The Society makes no representations regarding the accuracy, legality, or appropriateness of the information on third-party websites. If you access a third-party website through our website, you do so at your own risk.

5. No Guarantee of Results

The Society offers various services, including financial products, loans, and savings schemes. However, no guarantee of success, profitability, or outcomes is made regarding any of the services or transactions provided. Each member's financial situation is unique, and the Society cannot predict or guarantee specific financial results.

Any financial assistance, loans, or benefits provided are subject to the terms and conditions of the respective service agreements, and outcomes will depend on a variety of factors, including the financial status, repayment history, and adherence to the terms of the agreement by the member.

6. Accuracy of Information

While we strive to ensure that the information provided on our website is accurate and up-to-date, the Society does not warrant or guarantee the accuracy, completeness, or reliability of the information, materials, or services offered. The Society reserves the right to make changes to the content on our website at any time without notice.

We encourage you to verify any information that may be relevant to your individual needs or circumstances, especially before making decisions related to financial transactions, loans, or investments.

7. Personal and Financial Risk

Any financial activities, including the use of savings, loans, or investment services, involve inherent risks. The Society does not take responsibility for any personal or financial loss or damage you may incur as a result of participating in the Society's services. All members are encouraged to carefully assess their financial situation and risk tolerance before engaging in any transactions or services provided by the Society.

8. Changes to This Disclaimer

The Society reserves the right to update, modify, or change this Disclaimer Policy at any time. All updates will be posted on this page, and the effective date will be updated accordingly. By continuing to use our website or services, you agree to accept and be bound by the updated terms of this Policy.

We recommend that you review this disclaimer periodically to stay informed about any changes.

9. Governing Law

This Disclaimer Policy is governed by and construed in accordance with the laws of [Country/State], without regard to its conflict of law principles. Any disputes arising out of or in connection with this Policy will be subject to the exclusive jurisdiction of the courts of [Location].

10. Contact Information

If you have any questions, concerns, or requests regarding this Disclaimer Policy, please contact us

By using our website, services, or becoming a member, you acknowledge and agree to the terms of this Disclaimer Policy.